As pointed out in the literature review (see Chapter 2), there is little knowledge about the state and the implementation of risk management in German small to medium-sized enterprises. In a first approach, the current state of risk management has been investigated by means of a postal questionnaire. Details of the methodological approach have been presented in Chapter 3. The collecting of data was carried out in two questionnaire series in autumn 2002 and in spring 2004. In general, the data of both series will be presented as a whole. At first, in the following sections the questionnaire data will be examined by univariate (Section 4.2) and bivariate analysis (Section 4.3). To facilitate the comparison of the results with what was reviewed in Chapter 2, the results are structured in the same way as the literature review. After that, the results of the essentially descriptive examinations are used to develop a “scoring” approach, which shall help to estimate the sophistication of risk management systems (Section 4.4). To validate the self-developed scoring of “risk management practices,” the questionnaire results will be analysed by multivariate methods (Section 4.5). The questionnaire findings will be validated and deepened by research interviews (see Chapter 5).
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